Because life is full of risks, having insurance is a solution to protect yourself from existing risks. The risk of illness, loss of assets, accidents, and even death can happen unexpectedly. This then becomes the point of insurance services in general, which is to offer management of these various risks to the insurance company.
One of the challenges faced by the insurance industry in Many Country is that there are still many people who do not know the benefits of having insurance. Many think that insurance is only a burden in daily expenses. It could be that this thought arises because you do not really understand about insurance.
Know a little about how insurance works
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| How insurance works |
Insurance plays a role in taking risks if something goes wrong. For example, someone who has insurance has an accident. As an insurance holder, the cost of caring for this person is of course borne by the insurance company according to the agreement. Or the insurance holder claims the premium that has been paid to the insurance company.
Claims made by insurance holders must be accompanied by complete and correct terms. At least it consists of incident reports and calculation of losses suffered by policyholders and supporting data.
The obligation of the policy holder (insurance customer) is to pay a premium in a certain amount in accordance with the provisions. This premium is a source of income for the insurance company which will be collected with the premiums of all insurance customers to cover any claims that occur. There is a side of mutual help from insurance customers for other customers who are experiencing disaster or risk.
Nobody knows that one day bad things will come our way. Being on guard is the best key to avoid this. This is also what makes insurance we can also call future savings for future uncertainty.